Thursday, 7 January 2016

6 lessons every investor should learn from Warren Buffet

1: If you buy things you don't need, you will soon sell things you need: 
Means invest in that type of stocks that can give you maximum return over long period of time in future,that will secure your financial future.

2: Price is what you pay. Value is what you get:
There are many companies belonging to many industries like Consumer companies, technological companies ,cyclical companies  in stock market, all are completely different. investor need to invest in sector and companies with business module they understand. focus should be more on value if price is much higher,it is better to avoid investing.

 3: It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price:
Warren Buffet recommends investing in undervalued stock with great potential and holding on to them forever. buying shares of a wonderful company at a fair price is much better than buying a mediocre company at a cheap/bargain price.Invest whenever you have the money and hold it for as long as possible.

4: Be loss-averse:
Most of the people's tendency is to strongly prefer avoiding losses to acquiring gains. so sometime people should be loss-averse.
Warren Buffet puts it, “Rule #1, never lose money. Rule #2, never forget Rule #1.

5:  Be tax savvy:
Buffett is also tax savvy. People should have knowledge  of tax laws and use them to to their advantage.For example while investing in Bank FDs might give you 9% returns, the interest is actually taxable as per your tax-bracket. The real return, if you are in the 30% tax-bracket, will fall to just a little above 6%. Now, that’s below inflation rate and you are effectively losing money the longer you invest in it.
6 : Limit what you borrow:

Borrow only when it’s absolutely necessary. When borrowing, make sure you understand all the fees associated with it. Sometimes, the real cost of bowing money will be hidden as miscellaneous charges like processing fee.
Learn how to limit the amount you borrow by following these money saving tips.

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